New or used, bakkie or sedan β finance your next vehicle at South Africa's most competitive fixed rate.
π New cars β’ Used cars β’ Bakkies β’ SUVs β’ Refinancing
Know exactly what you'll pay monthly before you visit the dealership. Fixed 5% APR on all vehicle loans.
*0% deposit available for qualifying clients. Terms apply.
Better rates, faster approvals, simpler process
Lock in the lowest rate in South Africa β fixed for your entire loan term.
Get pre-approved within 24 hours. Drive away sooner.
Finance cars, bakkies, SUVs β new or used (2015 model or newer).
Apply online, e-sign documents, get funds paid directly to dealership.
Whatever you need to drive, we've got you covered
Up to R1,000,000
Up to R1,500,000
Up to R2,000,000
Up to R300,000
See how we make car ownership affordable
5% APR vs bank average of 12-15% β save thousands over your loan term.
0% deposit available. Choose balloon payment to lower monthly installments.
Our team guides you from pre-approval to driving off the lot.
Get behind the wheel faster with our streamlined process
5-minute application β tell us about yourself and the vehicle.
Receive your pre-approval letter within 24 hours.
Shop with confidence knowing your budget is secured.
We pay the dealership directly β you drive home today.
Everything you need to know about vehicle financing
We consider all applications. Minimum 550 FICO recommended, but we look at your full financial picture.
Yes! We finance used vehicles from 2015 model year onwards with reasonable mileage.
As low as 0% deposit for qualifying clients. Standard deposit ranges from 0-20%.
Pre-approval within 24 hours. Full approvalιεΈΈε¨ 48 hours after submitting documents.
Absolutely. No penalties for early repayment or extra payments.
Yes β choose a balloon payment of up to 35% to lower your monthly installments.
Get pre-approved today at 5% APR β no obligation, just a clear path to your new vehicle.
Apply for vehicle financeπ Call our vehicle finance team: 0800 123 456 β’ βοΈ vehicles@sentfinancial.co.za