Sent Financial Services

Trusted by South Africans Since 2017. The right loan, right when you need it.

Sent Financial Services | 5% APR Loans | R10k–R10M | South Africa
NCR Regulated β€’ Since 2017

Borrow from R10k to R10 million
with 5% APR fixed rate

Fast, transparent, and human-first lending. Get your personalised payment plan in seconds β€” no paperwork, just clarity.

Instant pre-approval
Flexible terms 12–84 months
Fixed 5% APR*

πŸ‡ΏπŸ‡¦ Trusted by South Africans Since 2017 β€’ The right loan, right when you need it.

Calculate your loan repayment

Know exactly what you'll pay monthly. Fixed 5% APR on all loans β€” no hidden fees, no surprises.

No origination fees
Same-day payout
100% digital

Loan calculator

πŸ’° Loan amount (ZAR)R 250,000
R
πŸ“… Repayment period (months)24 months
months
πŸ“Š Annual interest rate (APR)5.00% fixed
πŸ’° Monthly repaymentR 0
πŸ“ˆ Total repaymentR 0
Fixed rate β€’ No hidden fees
Apply with this amount β†’
Your data is encrypted β€’ 100% free eligibility check

No origination fees
5% APR representative

Same-day payout
to your account

Fully digital
e-sign & apply

Trusted by 50k+
South Africans

What our clients say

Over 50,000 happy South Africans trust us

β˜…β˜…β˜…β˜…β˜…
β€œSent Financial gave me R450k to expand my bakery. Now I employ 8 people. The 5% APR made it affordable and stress-free.”
TN
Thandi Nkosi
Soweto, GP
β˜…β˜…β˜…β˜…β˜…
β€œI borrowed R750k to renovate our family home. Transparent process, no hidden fees. The best lending experience I've had.”
EJ
Ethan Jacobs
Cape Town, WC
β˜…β˜…β˜…β˜…β˜…
β€œMy delivery business needed 3 new vans. R950k loan at 5% APR, flexible over 60 months. Revenue increased by 200%!”
LM
Lerato Mokoena
Pretoria, GP

Ready to take the next step?

No obligation, just a clear path to your financial goals. Get a decision within 4 hours.

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