About Us

About Us | Sent Financial Services — Trusted Since 2017
Since 2017 • NCR Regulated

More than a lender — your financial partner

We believe everyone deserves access to fair, transparent, and responsible financial services. Built on trust, powered by empathy.

Empowering South Africans since 2017

Sent Financial Services was founded with a simple but powerful vision: to break the cycle of unfair lending and provide every South African with access to honest, transparent finance. We started small, listening to our clients, understanding real struggles — from emergency medical bills to growing a small business.

Today, we've funded over R1.5 billion in loans, always staying true to our roots. We don't just approve applications; we build relationships. Our team takes time to understand your situation and offers loan solutions that truly fit your life — because your success is our success.

"Fairness is not just a promise, it's our operating system."
— Sent Financial Leadership
2017
Year founded
R1.5B+
Total loan value funded
50k+
Happy families & entrepreneurs

Our core values

The principles that guide every decision, every loan, every conversation.

Integrity

We operate with honesty, transparency, and accountability in everything we do — no hidden fees, no surprises.

Empowerment

We give you the financial tools and knowledge to take control of your future and achieve your goals.

Respect

We treat every client with dignity, confidentiality, and genuine care — your story matters to us.

Efficiency

We value your time — fast approvals, responsive support, and a seamless digital experience.

Leading with purpose

Meet the people behind Sent Financial Services — dedicated to your financial wellbeing.

Thabo Mbeki

CEO & Co-founder
20+ years in inclusive finance. Thabo leads with a mission to democratise fair credit across South Africa.

Nosipho Dlamini

Head of Client Success
Nosipho ensures every client feels heard and supported — from application to final repayment.

Johan Pretorius

Chief Risk & Compliance
Passionate about ethical lending, Johan ensures full NCR compliance and transparent rate structures.

Our impact across South Africa

Real numbers, real lives changed — we measure success by your success.

9 provinces

Nationwide reach

98%

Client satisfaction rate

15 min

Average online decision

5% APR

Fixed rate for qualifying clients

Ready to experience the difference?

Join thousands of South Africans who've found a fair, honest financial partner. Get your personalised loan offer today.

Apply for a loan

No obligation • Secure application • 5% APR representative (T&C apply)