Working capital, equipment, expansion, or inventory — get the funding your business needs to thrive.
📈 Working capital • Equipment • Expansion • Inventory • Cash flow
Know exactly what you'll pay monthly for your business funding. Fixed 5% APR on all business loans — no hidden fees.
*Unsecured business loans available for qualifying businesses. Terms apply.
We help South African SMEs grow and succeed
One of the lowest business loan rates in South Africa — fixed for your entire loan term.
Get approved within 24 hours — funds deposited within 48 hours.
Choose repayment terms from 6 to 72 months to match your cash flow.
Sole props, partnerships, PTYs, and close corporations welcome.
From startups to established enterprises
Up to R2,000,000
Up to R1,500,000
Up to R3,000,000
Up to R2,500,000
Up to R4,000,000
Up to R1,000,000
Up to R5,000,000
Up to R2,000,000
Use your loan for any legitimate business purpose
Cover day-to-day operational expenses, payroll, and rent.
Buy machinery, vehicles, computers, or manufacturing equipment.
Open new locations, hire staff, or launch new product lines.
Get the funding your business needs without the hassle
5-minute application — tell us about your business.
Business registration, bank statements, and ID.
Receive your approval within 24 hours.
Money deposited into your business account within 48 hours.
Everything you need to know about business financing
We require a minimum of 6 months trading history for startups. Established businesses need 12+ months.
Business registration documents, 6 months bank statements, ID, and proof of address.
From R25,000 up to R5,000,000 depending on your business revenue and credit profile.
Yes! Your rate is locked for the entire loan term — no surprises, no adjustments.
Most businesses receive approval within 24 hours. Funds are paid within 48 hours of approval.
We offer unsecured business loans for qualifying businesses. No collateral required for loans under R1,000,000.
Get the working capital you need with affordable monthly payments at 5% APR.
Apply for business loan📞 Speak to a business finance specialist: 0800 123 456 • ✉️ business@sentfinancial.co.za