Emergency surgery, dental work, fertility treatment, or elective procedures — get the medical care you deserve at 5% APR.
🏥 Surgery • Dental • Fertility • Emergency • Elective procedures
Know exactly what you'll pay monthly for your medical procedure. Fixed 5% APR on all medical loans — no hidden fees.
*Funds paid directly to medical provider. Terms apply.
Quality healthcare should never be out of reach
One of the lowest medical loan rates in South Africa — fixed for your entire loan term.
Get approved within 24 hours — never delay essential medical care again.
Public and private hospitals, clinics, dentists, specialists, and fertility centres.
Surgery, hospital stays, medication, dental work, and post-op care.
From emergency care to elective treatments
Up to R500,000
Up to R150,000
Up to R200,000
Up to R80,000
Up to R100,000
Up to R250,000
Up to R60,000
Up to R120,000
We understand that medical needs can't wait
Life-saving surgery and emergency hospitalisation — approved within hours.
Specialised treatment for your children when they need it most.
Cover physiotherapy, medication, and follow-up appointments.
Get the care you need without financial stress
5-minute application — tell us about your medical need.
ID, proof of income, and medical quote or invoice.
Receive your approval within 24 hours.
We pay the medical provider directly — you focus on recovery.
Everything you need to know about medical financing
No! You don't need medical aid or insurance. Anyone can apply for a medical loan with us.
ID document, proof of income (3 months bank statements), and a medical quote or invoice from your provider.
From R5,000 up to R500,000 depending on your income and credit profile.
Yes! Your rate is locked for the entire loan term — no surprises, no adjustments.
Most clients receive approval within 24 hours. Funds are paid within 48 hours of approval.
Absolutely! We finance both essential and elective procedures including cosmetic surgery, dental, and fertility treatments.
Get the medical care you need today with affordable monthly payments at 5% APR.
Apply for medical loan📞 Speak to a medical finance specialist: 0800 123 456 • ✉️ medical@sentfinancial.co.za