School Loans | Sent Financial Services — Education Finance SA
Education Finance

Invest in your child's future with 5% APR

School fees, university tuition, textbooks, and more — affordable education loans for every stage.

5% fixed APR
Up to 60 months
Same-day approval

🎓 School fees • University tuition • Books & supplies • Study abroad

Calculate your education loan repayment

Know exactly what you'll pay monthly for your child's education. Fixed 5% APR on all education loans.

No upfront fees
Flexible payment terms
Quick disbursement to school

Education loan calculator

📚 Tuition & fees amountR 50,000
R
📅 Repayment term (months)24 months
months
📊 Annual interest rate (APR)5.00% fixed
💰 Monthly repaymentR 0
📈 Total repaymentR 0
💡 Total interest paidR 0

*Funds paid directly to educational institution. Terms apply.

Why choose Sent Financial for education loans?

Making quality education accessible for every South African family

5% Fixed APR

One of the lowest education loan rates in South Africa — fixed for your entire loan term.

Fast approval

Get approved within 24 hours — never miss a school registration deadline again.

Any accredited institution

Public and private schools, universities, colleges, and vocational training centres.

Full coverage

Tuition, registration fees, textbooks, uniforms, laptops, and boarding fees.

Education for every stage

From pre-school to post-graduate — we've got you covered

Pre-School & Primary

Up to R150,000

High School

Up to R300,000

University / College

Up to R500,000

Vocational Training

Up to R200,000

More than just school fees

We cover all education-related expenses

Textbooks & Supplies

Cover the cost of required textbooks, stationery, and lab equipment.

Laptops & Tablets

Finance the technology your child needs for modern learning.

Boarding & Accommodation

Cover residence fees and off-campus housing costs.

Simple 4-step education loan process

Get your child's education funded quickly and easily

1

Apply online

5-minute application — tell us about the student and institution.

2

Upload documents

ID, proof of income, and acceptance letter or fee statement.

3

Get approved

Receive your approval within 24 hours.

4

School gets paid

We pay the institution directly — your child starts on time.

Frequently asked questions

Everything you need to know about education financing

Who can apply for a school loan?

Parents, guardians, or students (with a creditworthy co-signer) can apply for education funding.

What documents do I need?

ID document, proof of income (3 months bank statements), and proof of enrolment or fee statement from the institution.

How much can I borrow?

From R5,000 up to R500,000 depending on your income and credit profile.

Is 5% APR really fixed?

Yes! Your rate is locked for the entire loan term — no surprises, no adjustments.

How long does approval take?

Most clients receive approval within 24 hours. Funds are paid within 48 hours of approval.

Can I apply for future terms?

Yes! We offer multi-term and multi-year education financing options.

Don't let finances hold education back

Give your child the gift of quality education with affordable monthly payments at 5% APR.

Apply for education loan

📞 Speak to an education finance specialist: 0800 123 456 • ✉️ education@sentfinancial.co.za