Combine all your debts into one affordable monthly payment at just 5% APR. Save thousands on interest and become debt free faster.
📉 From multiple debts to ONE simple payment • Save on interest • Regain control
Most South Africans pay between 22% - 28% APR on credit cards and personal loans. At just 5% APR with Sent Financial, you can save significantly.
*Example based on 60-month term. Your actual savings may vary.
Regain control of your finances with our debt consolidation solutions
Dramatically lower interest compared to credit cards (22%+) and store accounts (25%+).
Reduce your monthly outflow by up to 60% — free up cash for savings and emergencies.
Consolidate credit cards, personal loans, store accounts, and medical bills into ONE loan.
Making one on-time payment monthly helps rebuild your credit profile faster.
See how consolidation transforms your financial life
Stop juggling 5+ different payments with different due dates and interest rates.
More of your payment goes to principal, not interest. Become debt free years sooner.
No more collection calls, late fees, or stress about multiple payments.
Get out of debt faster with our easy process
Tell us about your debts — 5 minute application.
Receive your consolidation offer within 24 hours.
We pay off all your existing debts directly.
Make ONE affordable monthly payment to us.
Everything you need to know about debt consolidation
Credit cards, personal loans, store accounts, medical bills, overdrafts, and payday loans.
Initially a small dip, but paying off multiple accounts and making on-time payments improves your score over time.
From R10,000 up to R2,000,000 depending on your income and credit profile.
Yes! Your rate is locked for the entire loan term — no surprises.
Most clients receive approval within 24 hours and funds within 48 hours.
Absolutely — no early repayment penalties ever.
Join thousands of South Africans who've consolidated their debt and saved thousands in interest.
Consolidate my debt📞 Speak to a debt specialist: 0800 123 456 • ✉️ debthelp@sentfinancial.co.za